ICICI Prudential
- ICICI Prudential company features
- Product Portfolio
- Buying and Claim Process
ICICI Prudential Life Insurance provides a wide variety of ICICI Investment plans. One such insurance product offered by the company is its savings and money-back investment plans, catering to the multiple needs of customers. Investment plans like ICICI Pru Savings Suraksha, ICICI Pru Signature, ICICI Pru Smart Kid, and more are designed to give you calculated financial planning.
ICICI Prudential Savings Plans help you to secure your lives and allow you to build a financially independent future. ICICI Prudential Investment Plans help an individual to build a financial corpus for a child's marriage or schooling, or for retirement. ICICI Investment Plans help people to invest in plans that give larger returns and allow them to secure their future.
ICICI Prudential is amongst the most dominant players in India's insurance sector, and it began its operations in 2001. ICICI Prudential laid its foundation with the value of customer-centricity wherein ICICI Prudential offers long-term savings and protection products to meet the different life stage requirements of the customers.
ICICI Prudential Life Insurance Company Limited (ICICI Prudential Life) is promoted by ICICI Bank Limited and Prudential Corporation Holdings Limited. It has consistently been among the top companies in the Indian Life insurance sector. ICICI Assets Under Management (AUM) on 31st March 2022 were INR 2,404.92 billion.
ICICI Prudential Investment Plans ensures to look after your investment needs by offering:
Regular Savings
Flexibility of Investment
Potential for Growth
Greater Rewards for Staying Invested
Minimum Age - 5 year
80 years
Minimum term - 6 years Maximum term - 30 years
5 to 12 years
Annual, half-yearly,
Rs 50,000 to No limit
To cater to the dynamic insurance needs of an individual and their family, ICICI Prudential comes with a range of plans. This allows their customers to choose an ideal plan for themselves. The company ensures to offer a plan for everyone.
| Plan | Entry Age | Tenure | Minimum Sum Assured | Unique Features |
|---|---|---|---|---|
| ICICI Guaranteed Income for Tomorrow | Minimum Age - 18 years Maximum Age - Policy Term | 5 years to 20 years | NA |
|
| ICICI Pru Cash Advantage | Minimum Age - 30 Days Maximum Age - 60 Years | 15 to 20 years | 10 times the available sum assured |
|
| ICICI Prudential Savings Suraksha | Minimum age- 0 Maximum age- 60 years | 10 to 30 years | 7 to 10 times the annual premium |
|
| ICICI Assured Savings | Minimum age - 0 years Maximum age - 60 years | 10 to 20 years | 4 Lakhs |
|
| ICICI Prudential Future Perfect | Minimum age - 91 days Maximum age - 55 years | 10 to 30 years | 4 Lakhs |
|
Here is a quick overview of the ICICI Prudential Plans listed in the above table.
Achieve your life goals with ICICI Pru Guaranteed Income for Tomorrow – secure savings, guaranteed returns, and financial security. A two-in-one protection and savings-based life insurance plan
There are multiple benefits of ICICI Prudential Life Investment Plans. Read below to understand the plethora of advantages provided by the insurer.
ICICI Prudential Life Investment Plans offer guaranteed maturity benefits once the policy matures along with the applicable additions and bonuses.
ICICI Prudential Investment Plans offer you the option to choose between lump sum or regular income.
ICICI Prudential Investment Insurance plans offer various coverage options, allowing you to select a plan that meets your needs.
ICICI Prudential Investment Plans allows you to choose additional rider options as per your requirements by paying an additional amount.
Tax Benefits can be availed for premium payments of ICICI Prudential Investment plans under the Income Tax Act 1961.
| Name of the Rider | Benefits |
| ICICI Prudential Accidental Death and Disability Rider | This rider provides protection against accidental death and disabilities. You can add this rider to your investment plan. |
Achieve your life goals with ICICI Pru Guaranteed Income for Tomorrow – secure savings, guaranteed returns, and financial security. ICICI Pru Gu...
Unique Features
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ICICI Pru Cash Advantage is a non-linked individual life insurance savings plan. It offers comprehensive benefits of savings and protection in the sam...
Unique Features
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‘ A combination of savings and protection plan’. ICICI Pru Savings Suraksha is a financial plan that helps you save for future financial g...
Unique Features
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‘Save smartly with ICICI Pru Assured Savings get guaranteed returns and life cover’. There's no harm in saving some money for the future. ...
Unique Features
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Build wealth, secure dreams: ICICI Prudential Future Perfect Plan for a brighter future. Savings alone won't make your dreams come true; you need to g...
Unique Features
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Here is the list of documents required to buy ICICI Prudential Life Investment Plans:
Photo ID Proof (either of one) - Passport, Aadhar card, PAN card, Driving license.
ICICI Prudential allows you to buy life insurance plans via two platforms. You can either buy the plan online from the official website of the company or through third-party intermediaries like agents, brokers, etc. Given below is a detailed explanation of both these types of buying processes.
Visit the official website of PolicyX.com.
Click on the ‘Investment’ tab.
A new page will appear on the screen.
Fill out the form at the top of the page with the necessary details.
Select your income and city. Click on 'Proceed'.
Update your education and occupation details.
Choose your preferred plan and click on 'Buy this plan'.
Select the policy term, premium period, investment amount, and riders (if required), and then proceed to pay.
Visit the official website of ICICI Prudential Life Insurance Company.
Click on ‘Plans’ on the navigation bar and select the plan you want to buy.
Click on the ‘buy now’ button and fill in the required details.
Tap on 'next' and select a plan as per your requirements.
Select the cover option you want and make your payment. Once the payment is made, you will get a payment confirmation at your registered email address.
If you have any more queries regarding ICICI Prudential ,
Renewals, or Claim Procedures, contact our insurance experts at:
1800-4200-269 now!
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Naval Goel is the Founder and CEO of PolicyX.com (IRDA- Approved Insurance Comparison Website). He is a CFA charter holder (USA) and FRM (GARP). He holds an MBA from IIFT, Delhi, and is also an Associate from the Insurance Institute of India. Naval is an avid investor and entrepreneur who has a deep understanding of the Indian equity market and insurance sector. He has been investing for more than 10 years now and is a CFA charter holder.
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